ZayanPay- Payment Auto Verification System

ZayanPay is an automated payment verification system and WooCommerce gateway tailored for digital businesses, e-commerce stores, and service platforms operating with local Mobile Financial Services (MFS) and cryptocurrency. It eliminates manual order approvals and human error by automatically verifying customer transactions against incoming payment data in real time. Supporting Bangladesh's leading payment channels—including bKash, Nagad, Rocket, Upay, CellFin, Bangladesh Bank-approved Universal Bangla QR, and Binance Personal (USDT)—ZayanPay cross-references submitted transaction IDs (TrxID), sender numbers, and paid amounts via secure background APIs. Once a match is confirmed, the system instantly transitions WooCommerce order statuses, delivers digital products or services immediately, and shields store owners from duplicate, altered, or fraudulent payment submissions.

Main Features

• Automated real-time verification — Instantly cross-checks and matches customer-submitted transaction IDs (TrxID) and paid amounts against incoming payment notifications in real time.
• Full MFS & Bangla QR coverage — Seamlessly processes payments across bKash, Nagad, Rocket, Upay, CellFin, and Bangladesh Bank-approved Universal Bangla QR (City Bank, EBL, BRAC, DBBL NexusPay, UCB, and more).
• Binance Personal auto-payment (USDT) — Built-in zero-touch verification for cryptocurrency payments with direct synchronization from Binance mobile push notifications.
• Duplicate TrxID & fraud defense — Automatically identifies and rejects used, manipulated, or duplicate transaction IDs, guaranteeing zero double-spending.
• Precision amount validation — Validates that incoming transaction amounts match the exact requested order total before triggering order completion.
• Instant status transitions — Transitions orders automatically from "Pending payment" to "Processing" or "Completed" via secure, high-speed webhook triggers.
• WooCommerce HPOS ready — Fully optimized for High-Performance Order Storage (HPOS), delivering lightning-fast, database-optimized checkout processing.
• Block & classic checkout compatibility — Engineered to work seamlessly with modern Gutenberg block-based checkout layouts as well as classic WooCommerce shortcode checkout forms.
• Complete audit & dispute logs — Records detailed webhook communication histories, payment payloads, and transaction references directly within order notes for effortless dispute resolution.

Benefits

• 24/7 hands-free automation — Fulfills orders, delivers digital downloads, and activates subscriptions around the clock without manual staff intervention.
• Zero verification delays — Removes the friction of manually reviewing SMS alerts, checking bank balances, or requesting customer screenshots.
• Total double-spending protection — Locks verified transaction references permanently in the database to prevent cross-cart reuse.
• Higher conversion & retention — Delivers a fast, familiar, and frictionless checkout experience that significantly lowers cart abandonment rates.
• Dispute-free fulfillment — Guarantees digital assets or physical shipments are only triggered after the full payment receipt is authenticated.

Who is it suitable for?

• E-commerce stores selling physical goods to shoppers who prefer paying with local mobile wallets and QR codes.
• Digital creators & software sellers requiring instant digital file delivery and license key generation upon confirmed payment.
• Online academies & e-learning platforms providing immediate LMS course enrollment upon tuition verification.
• SaaS & subscription sites automating recurring invoice settlements, memberships, and account renewals.
• Agencies & freelancers building automated, reliable local payment flows for client e-commerce websites.